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Finance and insurance
Let the numbers do the talking.
- You've found the car.
- Now it's time to work out how to buy it.
Set your budget. Choose the term. Let's look at the options that suit you together.
15 banks and finance companies.One application.Several options.An easier process.
Payment plan.
Choose the buyer type, amount and term; the estimated monthly instalment appears right away.
For personal buyers the loan is at most ₺1,300,000 and the term at most 36 months, depending on the car's price. Personal loans are not available for cars priced above ₺2,000,000.
For tax-registered buyers (companies or sole proprietors) the loan is based on the car's comprehensive insurance (kasko) value; terms up to 60 months.
Personal loan not availableThere is no personal car loan for cars priced above ₺2,000,000.
This amount is an estimate, not a binding offer. The bank confirms the exact rate, term and instalment once you apply. Taxes, insurance and arrangement fees are not included.
Finance
Terms.
The estimated instalments in our listings are calculated on these terms.
- Is a down payment required? Not with every plan.
- Credit card instalments? Worth asking about.
- You choose the term, we build the plan. Let's look together.
- Banks and finance companies
- 15
- Term
- Personal: 12–36 months, depending on the car's price. Business: 12–60 months.
- Loan limit
- Personal: at most ₺1,300,000; no personal loan for cars priced above ₺2,000,000. Business: based on the car's kasko value.
- Down payment
- The difference between the price and the loan amount. If the loan covers the price, a down payment may not be needed.
- Process
- Application → Assessment → Decision → Handover. In the showroom, without going to the bank.
- Documents
- Specified when you apply.
- Interest rate
- Not shown on the website. Instalments are estimates; the bank makes the final offer.
Promotions vary by bank and period; the exact terms are confirmed when you apply.
Finance
From application to handover.
- Application.
- Assessment.
- Approval.
- Handover.
All your finance applications are handled at our premises by our team of specialists, with no need for you to visit a bank.
- Terms of up to 60 months for tax-registered buyers.
- Instalments that can start 3 months later.
- Small instalments with a balloon payment option.
- Digital promissory note: 20% down payment, the rest in instalments over 48 months.
- Credit card instalments available.
At İsmail Çalmaz Otomotiv, we make buying a car easy, fast and secure, and we provide every means to help you own one. You can buy our cars with a car loan through the 15 banks and finance companies for which we are an authorised dealer, or without a loan through our digital promissory note systems, spreading your payments across promissory notes.
With favourable interest rates and, for tax-registered buyers, terms of up to 60 months, you can start your instalments 3 months later, or choose the balloon payment option to pay off your debt in small instalments and easily settle the remaining amount with the final instalment. With our digital promissory note system, you can also buy the car you want by paying 20% of its price up front and spreading the remaining amount over up to 48 months in promissory notes. You can also pay for your car in instalments with your credit card.
Sigortan Seninle
Insurance.
Comprehensive.Compulsory traffic.
Quotes from 23 different insurers, all in one place.
- Comprehensive and compulsory traffic quotes from 23 insurers
- The most suitable and comprehensive policy, chosen for you
- Finance + insurance combined in a single payment
- Expert support around the clock
When you buy a car from İsmail Çalmaz Otomotiv, there's no need to run around between insurance companies to insure it. We get quotes from all the insurers for you and offer you the most suitable and comprehensive one.
When you buy a car, we take care of the insurance for you too. Our Sigortan Seninle service gets quotes from 23 different insurers for both compulsory traffic insurance and comprehensive (kasko) insurance, and offers you the most suitable terms. Our insurance officer works on options tailored to you to produce fast, accurate solutions. Our expert team is also ready around the clock to support you with all your insurance needs and planning beyond your car loan.
On top of all this, we also give you the option of combining the insurance product with your loan and credit protection insurance, bringing all your costs together in a single payment. With our one-stop solutions, we offer our customers a whole new used-car experience when it comes to insurance, too.
By combining finance and insurance solutions in one place with İsmail Çalmaz Otomotiv, you can make buying a used car fast, transparent and hassle-free.
Gaziemir · Izmir
Let's build the plan together in the showroom.
3,600 m² of indoor space. See the car in person, take a test drive, and let's go through the report together.
- 14daysUnconditional right of return
- 3monthsEngine and gearbox warranty
- 3.600m²Indoor showroom
- 2017onwardsin Gaziemir
- Address
- Emrez Mah. Akçay Cad. No:60/2, Gaziemir / İzmir
- Opening hours
- Weekdays 09:00–18:30
Weekends 09:00–18:00 - Phone
- 0232 253 70 10
- Breadcrumb
- Directions
Let's create a payment plan for the car of your dreams together.
Call or message us; let's talk through the amount, term and down payment together.